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SB 3561104th
bill

104th General Assembly (2025 to 2026) · State Senate bill

SB 3561

BUY-NOW-PAY-LATER ACT

Sent to Governor Last action June 25, 2026: Public Act . . . . . . . . . 104-0475

Official bill page and text: ilga.gov

Sponsors 12

Prime sponsors
Michael E. Hastings, Robert "Bob" Rita
Cosponsors (10)
Adriane L. Johnson, Christopher Belt, Cristina Castro, Doris Turner, Graciela Guzmán, Mattie Hunter, Meg Loughran Cappel, Michael W. Halpin, Steve Stadelman, Suzy Glowiak Hilton

Status

Sent to Governor as of June 25, 2026. The 104th General Assembly serves until the 105th convenes on January 13, 2027.

Referred to: House Judiciary: Civil, Senate Judiciary (from the official referral record)

Roll-call votes 7

May 31, 2026House of RepresentativesThird ReadingPassed116-0

yes (116) Mussman, Grasse, Ammons, Ness, Guerrero-Cuellar, Andrade, Niemerg, Guzzardi, Avelar, Olickal, Haas, Benton, Ortíz, Halbrook, Blair-Sherlock, Rashid, Hammond, Briel, Reick, Hanson, Buckner, Rita, Harper, Bunting, Rosenthal, Hauter, Cabello, Ryan, Hernandez, Barbara, Canty, Sanalitro, Hernandez, Lisa, Cassidy, Scherer, Hernandez, Norma, Chung, Schmidt, Hirschauer, Cochran, Schweizer, Hoffman, Coffey, Severin, Huynh, Crawford, Sheehan, Jacobs, Crespo, Slaughter, Jiménez, Croke, Smith, Johnson, Davidsmeyer, Sosnowski, Jones, Davis, Jed, Spain, Katz Muhl, Davis, Lisa, Stava, Keicher, Davis, Will, Stephens, Kelly, Deering, Stuart, Kifowit, DeLaRosa, Swanson, La Ha, Delgado, Syed, LaPointe, DeLuca, Tarver, Lilly, Deuter, Tipsword, Mah, Didech, Ugaste, Manley, Du Buclet, Vella, Elik, Walsh, Mayfield, Evans, Weaver, McCombie, Faver Dias, Weber, McLaughlin, Ford, West, Meier, Friess, Wilhour, Meyers-Martin, Fritts, Williams, Ann, Miller, Gabel, Williams, Jawaharial, Moeller, Gill, Windhorst, Moore, Gong-Gershowitz, Yang Rohr, Morgan, González, Welch, Morris, Gordon-Booth

excused (2) Mason, Grant

Official roll call

May 27, 2026House of RepresentativesDo PassPassed19-0

yes (19) Canty, Mary Beth, Avelar, Dagmara, Didech, Daniel, Fritts, Bradley, Friess, David, Jiménez, Lilian, Gong-Gershowitz, Jennifer, McLaughlin, Martin, Katz Muhl, Tracy, Olickal, Kevin John, Morgan, Bob, Rita, Robert "Bob", Reick, Steven, Ugaste, Dan, Tarver II, Curtis J, Weber, Tom, Vella, Dave, Williams, Ann M, West II, Maurice A

not voting (1) Davis, Jed

Official roll call

May 21, 2026State SenateThird ReadingPassed56-0

yes (56) Simmons, Joyce, Faraci, Anderson, Sims, Koehler, Feigenholtz, Aquino, Stadelman, Lewis, Fine, Arellano, L., Syverson, Lightford, Fowler, Balkema, Tracy, Loughran Cappel, Glowiak Hilton, Belt, Turner, D., Martwick, Guzmán, Bryant, Turner, S., McClure, Halpin, Ventura, Morrison, Cervantes, Villa, Murphy, Harriss, E., Chesney, Villanueva, Peters, Hastings, Collins, Villivalam, Plummer, Hills, Cunningham, Walker, Porfirio, Curran, Wilcox, Preston, Hunter, DeWitte, Harmon, Rezin, Johnson, Edly-Allen, Rose, Jones, E., Ellman

not voting (3) Castro, Harris, N., Holmes

Official roll call

May 20, 2026State SenateDo Pass, Amendment 4Passed8-0

yes (8) Fine, Laura, Curran, John F, Harmon, Don, Halpin, Michael W, Hastings, Michael E, Sims Jr., Elgie R, Martwick, Robert F, Tracy, Jil

not voting (1) Hills, Darby A

Official roll call

May 20, 2026State SenateDo Pass, Amendment 3Passed8-0

yes (8) Fine, Laura, Curran, John F, Harmon, Don, Halpin, Michael W, Hastings, Michael E, Sims Jr., Elgie R, Martwick, Robert F, Tracy, Jil

not voting (1) Hills, Darby A

Official roll call

March 11, 2026State SenateDo Pass, Amendment 1Passed9-0

yes (9) Curran, John F, Aquino, Omar, Harmon, Don, Halpin, Michael W, Hills, Darby A, Hastings, Michael E, Sims Jr., Elgie R, Martwick, Robert F, Tracy, Jil

Official roll call

March 11, 2026State SenateDo PassPassed9-0

yes (9) Curran, John F, Aquino, Omar, Harmon, Don, Halpin, Michael W, Hills, Darby A, Hastings, Michael E, Sims Jr., Elgie R, Martwick, Robert F, Tracy, Jil

Official roll call

Timeline 68

DateChamberAction
June 25, 2026SenatePublic Act . . . . . . . . . 104-0475
June 25, 2026SenateEffective Date June 25, 2026
June 25, 2026SenateGovernor Approved
June 22, 2026SenateSent to the Governor
June 1, 2026SenatePassed Both Houses
June 1, 2026HouseThird Reading - Short Debate - Passed 116-000-000
June 1, 2026House3/5 Vote Required
May 31, 2026HouseThird Reading/Final Action Deadline Extended-9(b) June 2, 2026
May 31, 2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
May 27, 2026HouseHeld on Calendar Order of Second Reading - Short Debate
May 27, 2026HouseSecond Reading - Short Debate
May 27, 2026HousePlaced on Calendar 2nd Reading - Short Debate
May 27, 2026HouseDo Pass / Short Debate Judiciary - Civil Committee; 019-000-000
May 25, 2026HouseSuspend Rule 21 - Prevailed 066-029-000
May 25, 2026HouseMoved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez
May 21, 2026HouseCommittee/Final Action Deadline Extended-9(b) May 31, 2026
May 21, 2026HouseAssigned to Judiciary - Civil Committee
May 21, 2026HouseReferred to Rules Committee
May 21, 2026HouseFirst Reading
May 21, 2026HouseChief House Sponsor Rep. Robert "Bob" Rita
May 21, 2026HouseArrived in House
May 21, 2026SenateAdded as Co-Sponsor Sen. Meg Loughran Cappel
May 21, 2026SenateSenate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a)
May 21, 2026SenateThird Reading - Passed; 056-000-000
May 21, 2026SenatePlaced on Calendar Order of 3rd Reading
May 21, 2026SenateSenate Floor Amendment No. 4 Adopted; Hastings
May 21, 2026SenateSenate Floor Amendment No. 3 Adopted; Hastings
May 21, 2026SenateRecalled to Second Reading
May 20, 2026SenateSenate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 008-000-000
May 20, 2026SenateSenate Floor Amendment No. 3 Recommend Do Adopt Judiciary; 008-000-000
May 20, 2026SenateSenate Floor Amendment No. 2 Postponed - Judiciary
May 20, 2026SenateSenate Floor Amendment No. 4 Assignments Refers to Judiciary
May 20, 2026SenateSenate Floor Amendment No. 4 Referred to Assignments
May 20, 2026SenateSenate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings
May 19, 2026SenateSenate Floor Amendment No. 3 Assignments Refers to Judiciary
May 19, 2026SenatePlaced on Calendar Order of 3rd Reading May 20, 2026
May 19, 2026SenateApproved for Consideration Assignments
May 19, 2026SenateRule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026
May 15, 2026SenateRule 3-9(a) / Re-referred to Assignments
May 15, 2026SenateSenate Floor Amendment No. 3 Referred to Assignments
May 15, 2026SenateSenate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings
May 8, 2026SenateRule 2-10 Third Reading Deadline Established As May 15, 2026
May 7, 2026SenateAdded as Co-Sponsor Sen. Steve Stadelman
April 28, 2026SenatePlaced on Calendar Order of 3rd Reading April 29, 2026
April 28, 2026SenateSecond Reading
April 17, 2026SenateRule 2-10 Third Reading Deadline Established As May 8, 2026
April 15, 2026SenateSenate Floor Amendment No. 2 Postponed - Judiciary
April 14, 2026SenateSenate Floor Amendment No. 2 Assignments Refers to Judiciary
April 13, 2026SenateSenate Floor Amendment No. 2 Referred to Assignments
April 13, 2026SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings
March 31, 2026SenateAdded as Co-Sponsor Sen. Adriane L. Johnson
March 27, 2026SenateAdded as Co-Sponsor Sen. Graciela Guzmán
March 26, 2026SenateAdded as Co-Sponsor Sen. Doris Turner
March 25, 2026SenateAdded as Co-Sponsor Sen. Mattie Hunter
March 24, 2026SenateAdded as Co-Sponsor Sen. Cristina Castro
March 20, 2026SenateAdded as Chief Co-Sponsor Sen. Suzy Glowiak Hilton
March 17, 2026SenateAdded as Chief Co-Sponsor Sen. Christopher Belt
March 13, 2026SenateAdded as Co-Sponsor Sen. Michael W. Halpin
March 11, 2026SenatePlaced on Calendar Order of 2nd Reading March 12, 2026
March 11, 2026SenateDo Pass as Amended Judiciary; 009-000-000
March 11, 2026SenateSenate Committee Amendment No. 1 Adopted
March 10, 2026SenateSenate Committee Amendment No. 1 Assignments Refers to Judiciary
March 9, 2026SenateSenate Committee Amendment No. 1 Referred to Assignments
March 9, 2026SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings
February 17, 2026SenateAssigned to Judiciary
February 5, 2026SenateReferred to Assignments
February 5, 2026SenateFirst Reading
February 5, 2026SenateFiled with Secretary by Sen. Michael E. Hastings

Data: Open States (API v3; public data, attribution appreciated). Official record: ilga.gov. Bill pages link to the official text, not copied.

Sources for this page

Bill, action and roll-call data from Open States (public data, attribution appreciated). Neither Illinois Capitol Guide nor this information, as presented here, is endorsed by the Illinois General Assembly.