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SB 3321104th
bill

104th General Assembly (2025 to 2026) · State Senate bill

SB 3321

LOC GOV-CREDIT CARD AGREEMENTS

Sent to Governor Last action August 21, 2026: Public Act . . . . . . . . . 104-0848

Official bill page and text: ilga.gov

Sponsors 5

Prime sponsors
Barbara Hernandez, Meg Loughran Cappel
Cosponsors (3)
Daniel Didech, Linda Holmes, Napoleon Harris III

Status

Sent to Governor as of August 21, 2026. The 104th General Assembly serves until the 105th convenes on January 13, 2027.

Referred to: House Financial Institutions and Licensing, Senate Local Government (from the official referral record)

Roll-call votes 8

May 31, 2026State SenateConcurrence, Amendment 2Passed57-0

yes (57) Simmons, Joyce, Faraci, Anderson, Sims, Koehler, Feigenholtz, Aquino, Stadelman, Lewis, Fine, Arellano, L., Syverson, Balkema, Tracy, Loughran Cappel, Glowiak Hilton, Belt, Turner, D., Martwick, Guzmán, Bryant, Turner, S., McClure, Halpin, Castro, Ventura, Morrison, Harris, N., Cervantes, Villa, Murphy, Harriss, E., Chesney, Villanueva, Peters, Hastings, Collins, Villivalam, Plummer, Hills, Cunningham, Walker, Porfirio, Holmes, Curran, Wilcox, Preston, Hunter, DeWitte, Harmon, Rezin, Johnson, Edly-Allen, Rose, Jones, E., Ellman

not voting (2) Lightford, Fowler

Official roll call

May 30, 2026State SenateDo Pass, Amendment 2Passed9-0

yes (9) DeWitte, Donald P, Arellano Jr., Li, Joyce, Patrick J, Halpin, Michael W, Martwick, Robert F, Stadelman, Steve, Preston, Willie, Turner, Sally J, Turner, Doris

not voting (1) Loughran Cappel, Meg

Official roll call

May 29, 2026House of RepresentativesThird ReadingPassed110-0

yes (110) Mussman, Grasse, Ammons, Ness, Niemerg, Guzzardi, Avelar, Olickal, Haas, Benton, Ortíz, Halbrook, Blair-Sherlock, Rashid, Hammond, Briel, Reick, Hanson, Buckner, Rita, Harper, Bunting, Rosenthal, Hauter, Cabello, Ryan, Hernandez, Barbara, Canty, Sanalitro, Hernandez, Lisa, Cassidy, Scherer, Hernandez, Norma, Chung, Schmidt, Hirschauer, Cochran, Schweizer, Hoffman, Coffey, Severin, Huynh, Crawford, Sheehan, Jacobs, Crespo, Slaughter, Jiménez, Croke, Smith, Johnson, Jones, Davis, Jed, Spain, Katz Muhl, Stava, Davis, Will, Stephens, Kelly, Deering, Stuart, Kifowit, DeLaRosa, Swanson, La Ha, Delgado, Syed, LaPointe, DeLuca, Lilly, Deuter, Tipsword, Mah, Didech, Ugaste, Manley, Du Buclet, Vella, Mason, Elik, Walsh, Mayfield, Evans, Weaver, McCombie, Faver Dias, Weber, McLaughlin, Ford, West, Friess, Wilhour, Meyers-Martin, Fritts, Williams, Ann, Miller, Gabel, Williams, Jawaharial, Moeller, Gill, Windhorst, Moore, Gong-Gershowitz, Yang Rohr, Morgan, González, Welch, Morris, Gordon-Booth, Grant

excused (6) Guerrero-Cuellar, Andrade, Sosnowski, Davis, Lisa, Tarver, Meier

other (2) Davidsmeyer, Keicher

Official roll call

May 22, 2026House of RepresentativesDo Pass, Amendment 2Passed9-0

yes (9) Coffey Jr., Michael J, Crawford, Michael, Hanson, Matt, Didech, Daniel, Kelly, Michael J, Hernandez, Barbara, Manley, Natalie A, West II, Maurice A, Ugaste, Dan

not voting (3) Cassidy, Kelly M, Davidsmeyer, Christopher "C.D.", Spain, Ryan

Official roll call

May 5, 2026House of RepresentativesDo PassPassed11-0

yes (11) Coffey Jr., Michael J, Cochran, Justin, Davidsmeyer, Christopher "C.D.", Crawford, Michael, Gill, Mary, Didech, Daniel, Manley, Natalie A, Hernandez, Barbara, Mussman, Michelle, Ugaste, Dan, Spain, Ryan

not voting (1) Mayfield, Rita

Official roll call

March 26, 2026State SenateThird ReadingPassed46-0

yes (46) Simmons, Joyce, Faraci, Anderson, Sims, Koehler, Feigenholtz, Aquino, Stadelman, Lewis, Arellano, L., Syverson, Lightford, Balkema, Tracy, Loughran Cappel, Glowiak Hilton, Belt, Turner, D., Guzmán, Bryant, Turner, S., McClure, Castro, Ventura, Harris, N., Cervantes, Villa, Murphy, Harriss, E., Chesney, Villanueva, Collins, Plummer, Hills, Cunningham, Walker, Porfirio, Curran, Wilcox, Hunter, Harmon, Edly-Allen, Rose, Jones, E., Ellman

not voting (13) Fine, Fowler, Martwick, Halpin, Morrison, Peters, Hastings, Villivalam, Holmes, Preston, DeWitte, Rezin, Johnson

Official roll call

March 4, 2026State SenateDo PassPassed9-0

yes (9) Edly-Allen, Mary, Faraci, Paul, Holmes, Linda, Harriss, Erica, Murphy, Laura M, Johnson, Adriane, Turner, Sally J, Porfirio, Mike, Wilcox, Craig

not voting (2) Arellano Jr., Li, Harris III, Napoleon

Official roll call

March 4, 2026State SenateDo Pass, Amendment 1Passed9-0

yes (9) Edly-Allen, Mary, Faraci, Paul, Holmes, Linda, Harriss, Erica, Murphy, Laura M, Johnson, Adriane, Turner, Sally J, Porfirio, Mike, Wilcox, Craig

not voting (2) Arellano Jr., Li, Harris III, Napoleon

Official roll call

Timeline 50

DateChamberAction
August 21, 2026SenatePublic Act . . . . . . . . . 104-0848
August 21, 2026SenateEffective Date August 21, 2026
August 21, 2026SenateGovernor Approved
June 29, 2026SenateSent to the Governor
May 31, 2026SenatePassed Both Houses
May 31, 2026SenateSenate Concurs
May 31, 2026SenateHouse Floor Amendment No. 2 Senate Concurs 057-000-000
May 30, 2026SenateHouse Floor Amendment No. 2 Motion To Concur Recommended Do Adopt State Government; 009-000-000
May 30, 2026SenateHouse Floor Amendment No. 2 Motion to Concur Assignments Referred to State Government
May 30, 2026SenateHouse Floor Amendment No. 2 Motion to Concur Referred to Assignments
May 30, 2026SenateHouse Floor Amendment No. 2 Motion to Concur Filed with Secretary Sen. Meg Loughran Cappel
May 30, 2026SenatePlaced on Calendar Order of Concurrence House Amendment(s) 2 - May 31, 2026
May 30, 2026SenateSecretary's Desk - Concurrence House Amendment(s) 2
May 29, 2026HouseThird Reading - Short Debate - Passed 110-000-002
May 29, 2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
May 29, 2026HouseHouse Floor Amendment No. 2 Adopted
May 22, 2026HouseThird Reading/Final Action Deadline Extended-9(b) May 31, 2026
May 22, 2026HouseHouse Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 009-000-000
May 21, 2026HouseHouse Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee
May 20, 2026HouseHouse Floor Amendment No. 2 Referred to Rules Committee
May 20, 2026HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez
May 19, 2026HouseHeld on Calendar Order of Second Reading - Short Debate
May 19, 2026HouseSecond Reading - Short Debate
May 12, 2026HouseAdded Alternate Co-Sponsor Rep. Daniel Didech
May 6, 2026HousePlaced on Calendar 2nd Reading - Short Debate
May 5, 2026HouseHouse Committee Amendment No. 1 Tabled
May 5, 2026HouseDo Pass / Short Debate Financial Institutions and Licensing Committee; 011-000-000
May 4, 2026HouseHouse Committee Amendment No. 1 Referred to Rules Committee
May 4, 2026HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez
April 27, 2026HouseAssigned to Financial Institutions and Licensing Committee
March 27, 2026HouseReferred to Rules Committee
March 27, 2026HouseFirst Reading
March 26, 2026HouseChief House Sponsor Rep. Barbara Hernandez
March 26, 2026HouseArrived in House
March 26, 2026SenateThird Reading - Passed; 046-000-000
March 11, 2026SenatePlaced on Calendar Order of 3rd Reading March 12, 2026
March 11, 2026SenateSecond Reading
March 5, 2026SenateAdded as Co-Sponsor Sen. Napoleon Harris III
March 5, 2026SenatePlaced on Calendar Order of 2nd Reading March 10, 2026
March 5, 2026SenateDo Pass as Amended Local Government; 009-000-000
March 4, 2026SenateSenate Committee Amendment No. 1 Adopted
March 4, 2026SenateAdded as Chief Co-Sponsor Sen. Linda Holmes
March 3, 2026SenateSenate Committee Amendment No. 1 Assignments Refers to Local Government
February 26, 2026SenateSenate Committee Amendment No. 1 Referred to Assignments
February 26, 2026SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Meg Loughran Cappel
February 25, 2026SenatePostponed - Local Government
February 17, 2026SenateAssigned to Local Government
February 3, 2026SenateReferred to Assignments
February 3, 2026SenateFirst Reading
February 3, 2026SenateFiled with Secretary by Sen. Meg Loughran Cappel

Data: Open States (API v3; public data, attribution appreciated). Official record: ilga.gov. Bill pages link to the official text, not copied.

Sources for this page

Bill, action and roll-call data from Open States (public data, attribution appreciated). Neither Illinois Capitol Guide nor this information, as presented here, is endorsed by the Illinois General Assembly.