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Bills › 104th General Assembly (2025 to 2026) › House of Representatives bill

HB 4537104th
bill

104th General Assembly (2025 to 2026) · House of Representatives bill

HB 4537

LOC GOV-CREDIT CARD AGREEMENTS

Sent to Governor Last action July 10, 2026: Public Act . . . . . . . . . 104-0553

Official bill page and text: ilga.gov

Sponsors 4

Prime sponsors
Celina Villanueva, Curtis J. Tarver, II
Cosponsors (2)
Elgie R. Sims, Jr., Emanuel "Chris" Welch

Status

Sent to Governor as of July 10, 2026. The 104th General Assembly serves until the 105th convenes on January 13, 2027.

Referred to: House Financial Institutions and Licensing (from the official referral record)

Roll-call votes 12

May 30, 2026House of RepresentativesConcurrence, Amendment 2Passed80-35

yes (80) Mussman, Grasse, Ammons, Ness, Guerrero-Cuellar, Andrade, Guzzardi, Avelar, Olickal, Benton, Ortíz, Blair-Sherlock, Rashid, Briel, Hanson, Buckner, Rita, Harper, Ryan, Hernandez, Barbara, Canty, Hernandez, Lisa, Cassidy, Scherer, Hernandez, Norma, Chung, Hirschauer, Cochran, Hoffman, Huynh, Crawford, Crespo, Slaughter, Jiménez, Croke, Smith, Johnson, Jones, Spain, Katz Muhl, Davis, Lisa, Stava, Keicher, Davis, Will, Kelly, Stuart, Kifowit, DeLaRosa, Delgado, Syed, LaPointe, DeLuca, Tarver, Lilly, Deuter, Mah, Didech, Manley, Du Buclet, Vella, Walsh, Mayfield, Evans, McCombie, Faver Dias, Ford, West, Meyers-Martin, Williams, Ann, Gabel, Williams, Jawaharial, Moeller, Gill, Gong-Gershowitz, Yang Rohr, Morgan, González, Welch, Morris, Gordon-Booth

no (35) Niemerg, Haas, Halbrook, Reick, Bunting, Rosenthal, Hauter, Cabello, Sanalitro, Schmidt, Schweizer, Coffey, Severin, Sheehan, Jacobs, Davidsmeyer, Davis, Jed, Stephens, Deering, Swanson, La Ha, Tipsword, Ugaste, Elik, Weaver, Weber, McLaughlin, Meier, Friess, Wilhour, Fritts, Miller, Windhorst, Moore, Grant

excused (2) Sosnowski, Mason

not voting (1) Hammond

Official roll call

May 30, 2026House of RepresentativesConcurrence, Amendment 3Passed80-35

yes (80) Mussman, Grasse, Ammons, Ness, Guerrero-Cuellar, Andrade, Guzzardi, Avelar, Olickal, Benton, Ortíz, Blair-Sherlock, Rashid, Briel, Hanson, Buckner, Rita, Harper, Ryan, Hernandez, Barbara, Canty, Hernandez, Lisa, Cassidy, Scherer, Hernandez, Norma, Chung, Hirschauer, Cochran, Hoffman, Huynh, Crawford, Crespo, Slaughter, Jiménez, Croke, Smith, Johnson, Jones, Spain, Katz Muhl, Davis, Lisa, Stava, Keicher, Davis, Will, Kelly, Stuart, Kifowit, DeLaRosa, Delgado, Syed, LaPointe, DeLuca, Tarver, Lilly, Deuter, Mah, Didech, Manley, Du Buclet, Vella, Walsh, Mayfield, Evans, McCombie, Faver Dias, Ford, West, Meyers-Martin, Williams, Ann, Gabel, Williams, Jawaharial, Moeller, Gill, Gong-Gershowitz, Yang Rohr, Morgan, González, Welch, Morris, Gordon-Booth

no (35) Niemerg, Haas, Halbrook, Reick, Bunting, Rosenthal, Hauter, Cabello, Sanalitro, Schmidt, Schweizer, Coffey, Severin, Sheehan, Jacobs, Davidsmeyer, Davis, Jed, Stephens, Deering, Swanson, La Ha, Tipsword, Ugaste, Elik, Weaver, Weber, McLaughlin, Meier, Friess, Wilhour, Fritts, Miller, Windhorst, Moore, Grant

excused (2) Sosnowski, Mason

not voting (1) Hammond

Official roll call

May 30, 2026House of RepresentativesConcurrence, Amendment 1Passed80-35

yes (80) Mussman, Grasse, Ammons, Ness, Guerrero-Cuellar, Andrade, Guzzardi, Avelar, Olickal, Benton, Ortíz, Blair-Sherlock, Rashid, Briel, Hanson, Buckner, Rita, Harper, Ryan, Hernandez, Barbara, Canty, Hernandez, Lisa, Cassidy, Scherer, Hernandez, Norma, Chung, Hirschauer, Cochran, Hoffman, Huynh, Crawford, Crespo, Slaughter, Jiménez, Croke, Smith, Johnson, Jones, Spain, Katz Muhl, Davis, Lisa, Stava, Keicher, Davis, Will, Kelly, Stuart, Kifowit, DeLaRosa, Delgado, Syed, LaPointe, DeLuca, Tarver, Lilly, Deuter, Mah, Didech, Manley, Du Buclet, Vella, Walsh, Mayfield, Evans, McCombie, Faver Dias, Ford, West, Meyers-Martin, Williams, Ann, Gabel, Williams, Jawaharial, Moeller, Gill, Gong-Gershowitz, Yang Rohr, Morgan, González, Welch, Morris, Gordon-Booth

no (35) Niemerg, Haas, Halbrook, Reick, Bunting, Rosenthal, Hauter, Cabello, Sanalitro, Schmidt, Schweizer, Coffey, Severin, Sheehan, Jacobs, Davidsmeyer, Davis, Jed, Stephens, Deering, Swanson, La Ha, Tipsword, Ugaste, Elik, Weaver, Weber, McLaughlin, Meier, Friess, Wilhour, Fritts, Miller, Windhorst, Moore, Grant

excused (2) Sosnowski, Mason

not voting (1) Hammond

Official roll call

May 29, 2026House of RepresentativesDo Pass, Amendment 1Passed13-7

yes (13) Cassidy, Kelly M, Avelar, Dagmara, Didech, Daniel, Croke, Margaret, Gill, Mary, Harper, Sonya M, González Jr., Edgar, Hernandez, Elizabeth "Lisa", Hernandez, Barbara, Mayfield, Rita, Mussman, Michelle, Slaughter, Justin, Tarver II, Curtis J

no (7) Elik, Amy, McLaughlin, Martin, Moore, Kyle, Sanalitro, Jennifer, Reick, Steven, Sosnowski, Joe C, Weaver, Travis

Official roll call

May 29, 2026House of RepresentativesDo Pass, Amendment 3Passed13-7

yes (13) Cassidy, Kelly M, Avelar, Dagmara, Didech, Daniel, Croke, Margaret, Gill, Mary, Harper, Sonya M, González Jr., Edgar, Hernandez, Elizabeth "Lisa", Hernandez, Barbara, Mayfield, Rita, Mussman, Michelle, Slaughter, Justin, Tarver II, Curtis J

no (7) Elik, Amy, McLaughlin, Martin, Moore, Kyle, Sanalitro, Jennifer, Reick, Steven, Sosnowski, Joe C, Weaver, Travis

Official roll call

May 29, 2026House of RepresentativesDo Pass, Amendment 2Passed13-7

yes (13) Cassidy, Kelly M, Avelar, Dagmara, Didech, Daniel, Croke, Margaret, Gill, Mary, Harper, Sonya M, González Jr., Edgar, Hernandez, Elizabeth "Lisa", Hernandez, Barbara, Mayfield, Rita, Mussman, Michelle, Slaughter, Justin, Tarver II, Curtis J

no (7) Elik, Amy, McLaughlin, Martin, Moore, Kyle, Sanalitro, Jennifer, Reick, Steven, Sosnowski, Joe C, Weaver, Travis

Official roll call

May 28, 2026State SenateThird ReadingPassed56-1

yes (56) Simmons, Joyce, Faraci, Anderson, Sims, Koehler, Feigenholtz, Aquino, Stadelman, Lewis, Fine, Arellano, L., Syverson, Lightford, Fowler, Balkema, Tracy, Loughran Cappel, Glowiak Hilton, Belt, Turner, D., Martwick, Guzmán, Bryant, Turner, S., McClure, Halpin, Castro, Ventura, Morrison, Harris, N., Cervantes, Villa, Murphy, Chesney, Villanueva, Peters, Hastings, Collins, Villivalam, Plummer, Hills, Cunningham, Walker, Porfirio, Holmes, Curran, Wilcox, Hunter, DeWitte, Harmon, Rezin, Johnson, Edly-Allen, Jones, E., Ellman

no (1) Rose

not voting (1) Harriss, E.

other (1) Preston

Official roll call

May 27, 2026State SenateDo Pass, Amendment 2Passed10-0

yes (10) Castro, Cristina, Balkema, Chris, Joyce, Patrick J, DeWitte, Donald P, Peters, Robert, Martwick, Robert F, Turner, Sally J, Sims Jr., Elgie R, Walker, Mark L, Villanueva, Celina

Official roll call

May 13, 2026State SenateDo Pass, Amendment 1Passed9-4

yes (9) Aquino, Omar, Cunningham, Bill, Castro, Cristina, Harmon, Don, Holmes, Linda, Harris III, Napoleon, Lightford, Kimberly A, Hunter, Mattie, Murphy, Laura M

no (4) Anderson, Neil, Curran, John F, Rose, Chapin, Tracy, Jil

Official roll call

April 8, 2026House of RepresentativesThird ReadingPassed110-0

yes (110) Mussman, Grasse, Ammons, Ness, Guerrero-Cuellar, Andrade, Niemerg, Guzzardi, Avelar, Olickal, Haas, Benton, Ortíz, Halbrook, Blair-Sherlock, Rashid, Briel, Reick, Hanson, Buckner, Rita, Harper, Bunting, Hauter, Cabello, Ryan, Hernandez, Barbara, Canty, Sanalitro, Cassidy, Scherer, Hernandez, Norma, Chung, Schmidt, Hirschauer, Cochran, Schweizer, Hoffman, Coffey, Severin, Crawford, Sheehan, Jacobs, Crespo, Slaughter, Jiménez, Croke, Smith, Johnson, Sosnowski, Jones, Davis, Jed, Spain, Katz Muhl, Davis, Lisa, Stava, Keicher, Davis, Will, Stephens, Deering, Stuart, Kifowit, DeLaRosa, Swanson, La Ha, Syed, LaPointe, DeLuca, Tarver, Lilly, Deuter, Tipsword, Mah, Didech, Ugaste, Manley, Du Buclet, Vella, Mason, Elik, Walsh, Mayfield, Weaver, McCombie, Faver Dias, Weber, McLaughlin, Ford, West, Meier, Friess, Wilhour, Meyers-Martin, Fritts, Williams, Ann, Miller, Gabel, Williams, Jawaharial, Moeller, Gill, Windhorst, Moore, Gong-Gershowitz, Yang Rohr, Morgan, González, Welch, Morris, Gordon-Booth, Grant

excused (8) Hammond, Rosenthal, Hernandez, Lisa, Huynh, Davidsmeyer, Kelly, Delgado, Evans

Official roll call

March 24, 2026House of RepresentativesDo Pass, Amendment 2Passed12-0

yes (12) Crawford, Michael, Coffey Jr., Michael J, Davidsmeyer, Christopher "C.D.", Croke, Margaret, Didech, Daniel, Delgado, Eva-Dina, Manley, Natalie A, Gong-Gershowitz, Jennifer, Spain, Ryan, Mayfield, Rita, Williams, Jawaharial, Ugaste, Dan

Official roll call

March 18, 2026House of RepresentativesDo PassPassed9-0

yes (9) Coffey Jr., Michael J, DeLaRosa, Margaret A, Gong-Gershowitz, Jennifer, Delgado, Eva-Dina, Johnson, Gregg, Hernandez, Barbara, Manley, Natalie A, West II, Maurice A, Ugaste, Dan

not voting (3) Croke, Margaret, Davidsmeyer, Christopher "C.D.", Spain, Ryan

Official roll call

Timeline 85

DateChamberAction
July 10, 2026HousePublic Act . . . . . . . . . 104-0553
July 10, 2026HouseEffective Date July 10, 2026
July 10, 2026HouseGovernor Approved
June 26, 2026HouseSent to the Governor
June 1, 2026SenateAdded as Alternate Chief Co-Sponsor Sen. Elgie R. Sims, Jr.
May 30, 2026HousePassed Both Houses
May 30, 2026HouseHouse Concurs
May 30, 2026HouseSenate Floor Amendment No. 3 House Concurs 080-035-000
May 30, 2026HouseSenate Floor Amendment No. 2 House Concurs 080-035-000
May 30, 2026HouseSenate Floor Amendment No. 1 House Concurs 080-035-000
May 30, 2026HouseAdded Chief Co-Sponsor Rep. Emanuel "Chris" Welch
May 29, 2026HouseSenate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 013-007-000
May 29, 2026HouseSenate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 013-007-000
May 29, 2026HouseSenate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 013-007-000
May 29, 2026HouseRemoved Co-Sponsor Rep. Edgar González, Jr.
May 29, 2026HouseRemoved Co-Sponsor Rep. Dave Vella
May 29, 2026HouseRemoved Co-Sponsor Rep. Justin Cochran
May 29, 2026HouseRemoved Co-Sponsor Rep. Anthony DeLuca
May 29, 2026HouseChief Sponsor Changed to Rep. Curtis J. Tarver, II
May 29, 2026HouseSenate Floor Amendment No. 3 Motion to Concur Rules Referred to Revenue & Finance Committee
May 29, 2026HouseSenate Floor Amendment No. 2 Motion to Concur Rules Referred to Revenue & Finance Committee
May 29, 2026HouseSenate Floor Amendment No. 1 Motion to Concur Rules Referred to Revenue & Finance Committee
May 29, 2026HouseSenate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee
May 29, 2026HouseSenate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee
May 29, 2026HouseSenate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee
May 29, 2026HouseSenate Floor Amendment No. 3 Motion Filed Concur Rep. Barbara Hernandez
May 29, 2026HouseSenate Floor Amendment No. 2 Motion Filed Concur Rep. Barbara Hernandez
May 29, 2026HouseSenate Floor Amendment No. 1 Motion Filed Concur Rep. Barbara Hernandez
May 28, 2026SenateAlternate Chief Sponsor Changed to Sen. Celina Villanueva
May 28, 2026HousePlaced on Calendar Order of Concurrence Senate Amendment(s) 1, 2, 3
May 28, 2026HouseArrived in House
May 28, 2026SenateThird Reading - Passed; 056-001-001
May 28, 2026SenatePlaced on Calendar Order of 3rd Reading
May 28, 2026SenateSenate Floor Amendment No. 3 Adopted; Villanueva
May 28, 2026SenateSenate Floor Amendment No. 2 Adopted; Villanueva
May 28, 2026SenateRecalled to Second Reading
May 28, 2026SenateSenate Floor Amendment No. 3 Be Approved for Consideration Assignments
May 27, 2026SenateSenate Floor Amendment No. 2 Recommend Do Adopt Revenue; 010-000-000
May 27, 2026SenateSenate Floor Amendment No. 3 Referred to Assignments
May 27, 2026SenateSenate Floor Amendment No. 3 Filed with Secretary by Sen. Celina Villanueva
May 26, 2026SenateSenate Floor Amendment No. 2 Assignments Refers to Revenue
May 26, 2026SenateSenate Floor Amendment No. 2 Referred to Assignments
May 26, 2026SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. Celina Villanueva
May 22, 2026SenateRule 2-10 Third Reading Deadline Established As May 31, 2026
May 20, 2026HouseRemoved Co-Sponsor Rep. Kyle Moore
May 20, 2026HouseRemoved Co-Sponsor Rep. Brad Stephens
May 18, 2026SenatePlaced on Calendar Order of 3rd Reading May 19, 2026
May 18, 2026SenateSenate Floor Amendment No. 1 Adopted; Harmon
May 18, 2026SenateSecond Reading
May 13, 2026SenateSenate Floor Amendment No. 1 Recommend Do Adopt Executive; 009-004-000
May 13, 2026SenateSenate Floor Amendment No. 1 Assignments Refers to Executive
May 13, 2026SenateSenate Floor Amendment No. 1 Referred to Assignments
May 13, 2026SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Don Harmon
May 13, 2026SenatePlaced on Calendar Order of 2nd Reading May 14, 2026
May 13, 2026SenateApproved for Consideration Assignments
May 12, 2026SenateAlternate Chief Sponsor Changed to Sen. Don Harmon
April 10, 2026SenateReferred to Assignments
April 10, 2026SenateFirst Reading
April 10, 2026SenateChief Senate Sponsor Sen. Meg Loughran Cappel
April 10, 2026SenatePlaced on Calendar Order of First Reading
April 10, 2026SenateArrive in Senate
April 8, 2026HouseThird Reading - Short Debate - Passed 110-000-000
April 7, 2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
April 7, 2026HouseSecond Reading - Short Debate
April 7, 2026HouseHouse Floor Amendment No. 2 Adopted
March 26, 2026HouseAdded Co-Sponsor Rep. Edgar González, Jr.
March 26, 2026HouseAdded Co-Sponsor Rep. Kyle Moore
March 26, 2026HouseAdded Co-Sponsor Rep. Brad Stephens
March 26, 2026HouseAdded Co-Sponsor Rep. Dave Vella
March 26, 2026HouseAdded Co-Sponsor Rep. Justin Cochran
March 26, 2026HouseAdded Co-Sponsor Rep. Anthony DeLuca
March 24, 2026HouseHouse Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 012-000-000
March 24, 2026HouseHouse Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee
March 23, 2026HouseHouse Floor Amendment No. 2 Referred to Rules Committee
March 23, 2026HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez
March 19, 2026HousePlaced on Calendar 2nd Reading - Short Debate
March 18, 2026HouseHouse Committee Amendment No. 1 Tabled
March 18, 2026HouseDo Pass / Short Debate Financial Institutions and Licensing Committee; 009-000-000
March 18, 2026HouseHouse Committee Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee
February 25, 2026HouseHouse Committee Amendment No. 1 Referred to Rules Committee
February 25, 2026HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez
February 11, 2026HouseAssigned to Financial Institutions and Licensing Committee
January 30, 2026HouseReferred to Rules Committee
January 30, 2026HouseFirst Reading
January 22, 2026HouseFiled with the Clerk by Rep. Barbara Hernandez

Data: Open States (API v3; public data, attribution appreciated). Official record: ilga.gov. Bill pages link to the official text, not copied.

Sources for this page

Bill, action and roll-call data from Open States (public data, attribution appreciated). Neither Illinois Capitol Guide nor this information, as presented here, is endorsed by the Illinois General Assembly.